Our core business is non-life insurance in India.
The information provider’s or his/her family members’ Personal information [hereinafter referred to as “provider’s Personal information”]are confidential matters and Adventure Sports Cover [hereinafter referred to as “ASC360”] recognises the same. ASC360 is committed to keeping the information provider’s Personal information confidential and secure and the provider of information is protected, not only by the applicable privacy laws, but, more importantly, by ASC360’s commitment to safeguard privacy of Personal information.
The information provider can surf all ASC360 web-sites [which are available to public] anonymously. When the information provider surfsASC360’swebsite or provider’s Personal information is collected through any other mode/source viz. proposal forms/ Renewal notices, non-disclosure agreement, emails, or through call center, or any other modes of communication whether at the time of leads, or in the process of solicitation or procurement, or while servicing the customers or when claims communications are being made by customers, at any time, we will be collecting, processing and using the provider’s Personal information or sensitive personal data/information of the provider. The information provider is requested to kindly note that, while surfing/accessing ASC360 web-sites or the information provided through any of the above given modes, for whatever purpose, when personal information/data and or sensitive personal data/information is provided by the information provider it is sufficient authorization and or deemed authorization to ASC360 to call back the information provider or store and use the personal information/data and or sensitive personal data/information of the information provider or any family members of information provider for the purpose of solicitation and procurement of business by ASC360. In this regard the information provider or his/her family members will not be informed separately and surfing our orproviding the Information, Personal information or sensitive personal data/information of the information provider or any family members of information provider by any of the above means shall be sufficient consent given by information provider or his/her family members that such provider’s Personal information/sensitive personal information of information of provider or any family members of information provider may be used by ASC360 for sending/calling for any promotional purposes, for marketing of any products of ASC360, for lead generation, cross-sell, soliciting and procuring any business for ASC360 without any limitation of whatsoever and you hereby give your irrevocable consent for the same and in this regard you shall not hold ASC360 liable for use the information/personal data/sensitive personal data.We store all the Personal information and or sensitive personal data/information in our servers/servers of service providers with all safeguards and such preserving of Personal information or sensitive personal data/information shall be for such period as per policy of ASC360.
Notwithstanding telephone/mobile of the information provider is registration with NDNC and or notwithstanding the Telecom Regulatory Authority of India [TRAI] restrictions/guidelines on unsolicited tele calls, by the information provider’s accessing ASC360 web-sites [which are available to public] and surfing/leaving the site half way enquiring/verify ASC360’s products/services and or the information provider making a request to call him back, or by information provider providing the information of himself and his/her family members under any of the modes mentioned hereinabove, it is deemed that the information provider has expressly authorized ASC360 and or the information provider hereby authorize ASC360 to call him/her back or send text messages or emails to the information provider for sending promotional messages/emails/information or for solicitation and procurement of various insurance products, or for cross sell, and for services of ASC360 and also for service calls. In this regard notwithstanding the registration/non-registration under NDNC, the information provider or any family members of him/her shall not have any complaint or objections of whatsoever nor complain to TRAI as to any alleged unsolicited calls by ASC360 to the information provider or any family members of him/her.
In some cases, we may share the information provider’s Personal information and or sensitive personal data/information with our employees, licensed agents, telemarketers, legal advisers, consultants, Service Providers, auditors etc. In such cases the provider of information is deemed to have permitted ASC360 to so disclose and use the same for their requirements and or for the purpose of their acting on our behalf and or for their offering their Services/products on our behalf. If sensitive personal data/information is collected by us on ASC360’s web-sites or by any other modes mentioned hereinabove by authorized person/s on behalf of ASC360 only in cases where it is required and considered necessary for offering the respective products/services of ASC360 and subject to what is stated elsewhere in this privacy policy, we will use sensitive personal data/information only for offering the ASC360’s products/services. Further, any Personal
information or sensitive personal data/information may be disclosed, without consent of provider of information, to government authorities, courts, statutory authorities, financial institutions/credit bureaus/agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and or as per provisions of laws, or to any third parties as per directions received under laws, as the case may be.
We respect the information provider’s privacy rights, particularly the information provider’s right to access his/her information. If the information provider asks us, and to the extent provided by Indian law, we will share with the information provider the personal information we collect/collected and retained about the information provider through our web-sites. We will keep the information provider’s data accurate but for any mistakes we shall not be liable or responsible provided alwaysASC360 shall not be responsible for the authenticity of the personal information or sensitive personal data or information supplied by the provider of information to ASC360 or to any other person acting on behalf of ASC360.
ASC360 will take and implement the reasonable security practices, procedures and standards as per Policy of ASC360, which will be as required and or not less than the applicable laws.
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